Effective Date: 8/29/2025
Company: Black Rose Global and Black Rose Global Solutions (“Company,” “we,” “us,” “our”)

1. Introduction

These Terms and Conditions (“Terms”) govern the use of our websites, services, and lead generation activities related to life insurance products. By accessing our services, you agree to be bound by these Terms. If you do not agree, you must not use our services.

2. Services Provided

We are a marketing and lead generation company. We do not sell insurance directly. Instead, we connect consumers with licensed insurance agents, brokers, and carriers (“Partners”).

3. No Guarantee of Coverage

We do not guarantee that you will be offered insurance coverage, that any quote you receive is final, or that any Partner will approve your application. All insurance-related decisions are solely between you and the licensed insurance provider.

4. Accuracy of Information

You agree to provide accurate, current, and complete information when requesting quotes or submitting inquiries. Providing false or misleading information may affect your eligibility for services.

5. Use of Information

By using our services, you consent to us sharing your information with our Partners for the purpose of providing insurance-related offers. Your information will be handled in accordance with our Privacy Policy.

6. No Professional Advice

We are not licensed insurance agents and do not provide financial, legal, or insurance advice. Any information provided through our platform is for informational and marketing purposes only.

7. Third-Party Links and Partners

Our website and communications may contain links to third-party sites. We are not responsible for the content, practices, or services of these third parties.

8. Limitation of Liability

To the fullest extent permitted by law, Black Rose Global and Black Rose Global Solutions are not liable for any damages, losses, or claims resulting from your use of our services, reliance on quotes, or dealings with Partners.

9. Indemnification

You agree to indemnify and hold harmless Black Rose Global and Black Rose Global Solutions from any claims, losses, or damages arising out of your use of our services or your dealings with Partners.

10. Changes to Terms

We may update these Terms at any time by posting revisions on our website. Continued use of our services constitutes acceptance of the revised Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of DE/USA.

12. Contact Information

For questions about these Terms, contact us at down below